Top banks offering bonuses without direct deposit provide an attractive option for customers seeking easy rewards. Many financial institutions, such as Chase and Wells Fargo, entice new account holders with cash bonuses simply for meeting specific criteria, like maintaining a minimum balance or completing a certain number of transactions. These promotions allow individuals to benefit from financial incentives without the need for direct deposit, making it easier for those who prefer alternative income sources. Always check the terms and conditions to ensure you meet the requirements for these enticing offers.