To earn the SoFi Direct Deposit Bonus, first, open a SoFi Money or SoFi Checking and Savings account. Next, set up direct deposit with your employer or another income source, ensuring you meet the minimum deposit requirement, typically around $1,000 within the first 30 days. Once your direct deposit is active, the bonus will be credited to your account, usually within a few business days. Be sure to check the specific terms and conditions, as bonuses may vary based on promotions or account types. Enjoy your bonus and the benefits of banking with SoFi!