Chime Referral Bonus Without Direct Deposit Guide offers a straightforward way to earn rewards by inviting friends to join Chime. Even if you don’t set up direct deposit, you can still benefit from the referral program. Simply share your unique referral link with friends, and when they sign up and meet the requirements, both you and your friend can receive a cash bonus. This guide outlines the steps to maximize your earnings while enjoying Chime’s user-friendly banking services, making it easy to grow your savings without the need for direct deposit.