Chime offers a referral bonus program that rewards users for inviting friends to join the platform. When a referred friend sets up a direct deposit of $200 or more into their Chime account, both the referrer and the new user receive a cash bonus. This initiative not only encourages users to share the benefits of Chime's no-fee banking services but also enhances the financial experience by promoting direct deposits, which can lead to faster access to funds. It's a win-win for both parties, fostering community and financial empowerment.