Chime offers a Direct Deposit Bonus to incentivize users to set up automatic deposits into their Chime accounts. When you receive a qualifying direct deposit of $200 or more within a specified timeframe, you can earn a bonus, typically credited to your account shortly after the deposit is made. This feature not only helps users manage their finances more effectively but also rewards them for consistent income deposits. With no monthly fees and easy access to funds, Chime's Direct Deposit Bonus is an attractive option for those looking to maximize their banking experience.