Chime's 100 Bonus Direct Deposit offer is an enticing incentive for new users to open a Chime account. By setting up a direct deposit of $200 or more within the first 45 days, customers can earn a $100 bonus. This promotion encourages users to experience Chime's user-friendly banking services, including no monthly fees and early access to direct deposits. With a focus on financial wellness, Chime aims to help users manage their money more effectively while rewarding them for making the switch to a more modern banking solution.