Many banks offer checking account bonuses to attract new customers, but some require direct deposit to qualify. However, there are options available for those who prefer not to set up direct deposit. Some financial institutions provide bonuses simply for opening an account and maintaining a minimum balance or completing a certain number of transactions. It's essential to read the terms and conditions carefully, as requirements can vary significantly. By exploring these alternatives, you can still take advantage of checking account bonuses without the need for direct deposit.