Many banks offer checking account bonuses to attract new customers, but these promotions often require direct deposit to qualify. However, some institutions provide bonuses without this stipulation, allowing you to earn rewards simply by opening an account and meeting other criteria, such as maintaining a minimum balance or completing a certain number of transactions. It's essential to read the fine print and compare offers, as these no-direct-deposit bonuses can vary significantly in terms of requirements and payout amounts, giving you flexibility in how you manage your finances.