Many banks offer attractive bonuses for opening a checking account, even if you don't set up direct deposit. These promotions typically require a minimum initial deposit and may involve maintaining a certain balance for a specified period. Customers can enjoy perks like cash bonuses, waived fees, or higher interest rates on their accounts. This option is ideal for those who prefer flexibility in managing their finances without the commitment of direct deposit, making it easier to take advantage of banking incentives while maintaining control over their funds.