In 2025, several banks and financial institutions are offering attractive sign-up bonuses without the need for direct deposit. These promotions often require minimal initial deposits or simple account activity, making them accessible to a wider audience. For instance, some banks may offer cash bonuses ranging from $100 to $300 for opening a new checking or savings account and completing a few basic transactions. This flexibility allows customers to take advantage of lucrative offers without the commitment of direct deposit, making it easier to earn rewards while managing their finances.