Finding the best checking account bonus without direct deposit can be a rewarding endeavor for those seeking flexibility. Many banks offer attractive sign-up bonuses that don’t require direct deposit, allowing you to earn rewards simply by meeting certain criteria, such as maintaining a minimum balance or completing a specified number of transactions. Look for accounts with low fees and convenient access to ATMs, as well as user-friendly online banking features. Always read the fine print to understand the requirements and ensure the account aligns with your financial habits.