In 2022, several banks offered attractive bonuses without requiring direct deposit, making it easier for customers to earn rewards. These promotions typically involved opening a new account and meeting specific criteria, such as maintaining a minimum balance or completing a certain number of transactions. Banks like Chase, Wells Fargo, and Discover provided enticing cash bonuses, appealing to those seeking flexibility in their banking options. This trend allowed consumers to take advantage of lucrative offers without the commitment of direct deposit, enhancing their overall banking experience.