Banks with sign-up bonuses no direct deposit offer an attractive option for those looking to earn rewards without the hassle of setting up regular income deposits. These accounts typically provide a cash bonus or other incentives simply for opening an account and meeting certain criteria, such as maintaining a minimum balance or completing a specified number of transactions. This flexibility appeals to a wide range of customers, including freelancers and those with irregular income, making it easier to benefit from banking rewards without the commitment of direct deposit requirements.