Banking bonuses without direct deposit offer an attractive incentive for customers seeking to maximize their financial benefits. Many banks provide cash bonuses for opening new accounts or meeting specific criteria, such as maintaining a minimum balance or completing a certain number of transactions. These promotions can be appealing for those who prefer alternative deposit methods, such as mobile deposits or wire transfers. However, it's essential to read the fine print, as some offers may have restrictions or require a certain level of activity to qualify for the bonus. Always compare options to find the best deal that suits your banking needs.