Many banks offer enticing sign-up bonuses to attract new customers, but some require direct deposit to qualify. However, there are options available that do not mandate this condition. These banks allow you to earn bonuses simply by opening an account and meeting other criteria, such as maintaining a minimum balance or completing a certain number of transactions. This flexibility makes it easier for individuals who may not have a regular paycheck to still take advantage of lucrative offers and boost their savings without the constraints of direct deposit requirements.