A bank account with a direct deposit bonus offers an attractive incentive for customers to set up automatic deposits from their employer or government benefits. Typically, banks provide a cash bonus after a specified number of direct deposits are made within a certain timeframe. This feature not only encourages regular savings but also simplifies money management by ensuring funds are deposited directly into the account. With competitive interest rates and low fees, these accounts can enhance financial stability while rewarding customers for their loyalty and consistent banking habits.