Many banks offer enticing sign-up bonuses for new account holders, even if they don't require direct deposit. These bonuses can range from cash rewards to gift cards, providing an easy way to boost your savings. To qualify, you typically need to meet certain criteria, such as maintaining a minimum balance or completing a specific number of transactions within a set timeframe. This flexibility makes it easier for individuals who may not have a regular paycheck to still take advantage of these promotional offers and enhance their banking experience.