An account bonus without direct deposit refers to a promotional offer from banks or financial institutions that rewards customers for opening a new account or maintaining a certain balance, without requiring them to set up direct deposit. This type of bonus can appeal to individuals who prefer traditional deposit methods or those who may not have a regular paycheck. Typically, customers must meet specific criteria, such as maintaining a minimum balance or completing a certain number of transactions, to qualify for the bonus. It's a great way to earn extra money while managing your finances flexibly.