Checking account bonus no direct deposit options available can be an attractive choice for those who prefer flexibility in managing their finances. Many banks offer enticing bonuses for opening a new checking account, even if you don’t set up direct deposit. This allows customers to enjoy the benefits of a cash bonus without the commitment of regular paycheck deposits. However, it’s essential to review the account’s terms and conditions, as some may require a minimum balance or a certain number of transactions to qualify for the bonus.