An account opening bonus without direct deposit offers a convenient way for new customers to earn rewards without the need for regular paycheck deposits. Many banks and credit unions provide these bonuses as an incentive to attract new clients, allowing them to earn cash or other perks simply by meeting specific criteria, such as maintaining a minimum balance or completing a certain number of transactions. This flexibility appeals to individuals who may not have a traditional direct deposit setup, making it easier to benefit from financial incentives while managing their accounts.