Capital One offers a Checking Direct Deposit Bonus to attract new customers and reward existing ones. By setting up a qualifying direct deposit of $250 or more within the first 60 days of opening a new checking account, customers can earn a cash bonus. This promotion not only enhances the account's value but also encourages users to manage their finances conveniently. With no monthly fees and easy access to funds, Capital One's checking account, combined with the direct deposit bonus, provides a compelling option for those looking to maximize their banking experience.