Many banks offer enticing new account bonuses that don't require direct deposit, making it easier for customers to earn rewards. These promotions typically involve opening a new checking or savings account and meeting specific criteria, such as maintaining a minimum balance or completing a certain number of transactions. This flexibility allows individuals who may not have a traditional paycheck to still benefit from attractive incentives. Always read the fine print to understand the requirements and ensure you maximize your bonus potential without the need for direct deposit.