Finding the best bank bonus without direct deposit can be a rewarding endeavor for those seeking extra cash without the hassle of changing their payroll. Many banks offer attractive sign-up bonuses for new customers who meet specific criteria, such as maintaining a minimum balance or completing a certain number of transactions. Options like online banks or credit unions often provide competitive bonuses with fewer restrictions. Always read the fine print to understand the requirements and ensure the offer aligns with your financial habits, maximizing your potential earnings without the need for direct deposit.