Many banks offer checking account bonuses to attract new customers, but some require direct deposit to qualify. However, there are options available that do not mandate this condition. These accounts often provide a cash bonus simply for opening an account and meeting specific criteria, such as maintaining a minimum balance or completing a certain number of transactions. This flexibility allows individuals who may not have a regular paycheck to still benefit from attractive incentives while managing their finances effectively. Always read the terms carefully to ensure you meet the requirements for the bonus.