Chime offers a Direct Deposit Bonus to incentivize users to set up automatic deposits into their Chime accounts. When you receive a qualifying direct deposit of $200 or more within a specified timeframe, you can earn a bonus, typically credited to your account shortly after the deposit is made. This feature not only helps users save money but also encourages regular income deposits, making it easier to manage finances. With no monthly fees and easy access to funds, Chime's Direct Deposit Bonus is a great way to maximize your banking experience.